FAYBL.COM (formerly YBL.AI) is designed to offer you flexible, cost-effective access to advanced AI-powered services such as voice transcription, recording, and automated agent tasks. Our pricing model is based on a “points” system, which allows you to choose the service package that best meets your needs while ensuring you only pay for what you use.
Every point you earn or purchase is used to access specific AI services on our platform. The primary services include:
Our state-of-the-art transcription service costs 3 points per minute. For example, if you are on the USD $30/month plan with 3,000 points, this equates to approximately 1,000 minutes of transcription time.
We differentiate ourselves from other platforms by running four transcription models concurrently. This parallel processing allows us to capture multiple nuances in your audio, resulting in higher accuracy and ensuring that the transcription is both relevant and precise.
In addition to transcription, we’re excited to introduce automated agents that can perform a variety of tasks for you. These tasks might include:
In time, we intend to introduce Agents that can take over much larger tasks and these may cost more. We’ll make sure that this is visible to you before you use it, just to make sure there are no accidents.
Our pricing structure is built on a deep understanding of the current technological and economic landscape of AI services:
AI-driven services, particularly those involving complex computations like natural language processing and voice transcription, incur higher processing costs compared to traditional computing. These costs are not static—they fluctuate as the technology evolves and becomes more efficient. As these underlying costs decrease, our goal is to adjust the point requirements accordingly, making our services even more affordable over time.
By using a points-based system, we give you a straightforward way to understand and manage your usage. Whether you are using transcription services or automated agent tasks, you know exactly how many points each action will cost. This transparency helps you budget your usage and ensures that you are never surprised by hidden fees.
Our intention is to ensure that every point you spend saves you significantly more in terms of time and business process costs. We aim for our system to provide at least a 95% cost saving compared to what you might otherwise pay if you were handling these tasks manually or using other platforms.
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We recognize that the AI industry is still in its early stages, and we’re continuously learning from our experiences as well as from your feedback. If you believe a service is mispriced or if you have any suggestions on how we could improve our system, we’re eager to hear from you. As we refine our technology and as market costs evolve, we expect to see further reductions in the points needed for each task—and we plan to pass those savings directly on to you.
At USD$30 per month, our service is designed to deliver just under 17 hours of transcription time—a capacity that aligns perfectly with the day-to-day demands of the typical financial advisor. This allotment enables advisors to seamlessly capture and transcribe important client conversations, market analyses, and strategy sessions without the stress of exceeding limits.
Additionally, for those who leverage our platform for more than just transcription—such as conducting in-depth portfolio reviews, managing document processing, or reading and completing PDFs—the efficiency gains can be substantial. Many advisors have reported saving several hours each week while using only a few hundred points, allowing them to focus more on their core responsibilities and less on administrative tasks.
Ultimately, how you utilize our service is entirely up to you, giving you the flexibility to allocate points according to your specific needs.
Moreover, unused points will roll over for up to six months, ensuring you maximize your investment. However, any balance exceeding 500 points at the end of that period will expire, much like prepaid minutes in a mobile phone plan, thereby encouraging efficient use while providing a generous buffer for occasional high-demand periods.
For organizations that require predictable budgeting or have specific usage needs, we offer fixed-price contracts. If you anticipate a high volume of usage or need a dedicated hosted instance for enhanced performance and security, please contact us for customized pricing options. Our team is ready to work with you to create a solution that fits your requirements.
The points-based system at FAYBL is designed to provide you with flexibility and control over your AI usage while creating value for you. By offering free points to start, charging based on specific actions, and allowing for additional purchases, we ensure that you can effectively leverage our AI capabilities while managing costs. As the AI landscape continues to evolve, we remain committed to delivering high-quality performance and accuracy, making your experience with FAYBL both efficient and valuable. If you have any questions or need assistance with your account, please don't hesitate to reach out to our support team.